UCC Filing Chains

Debtor Name Crucial for Linking Liens

There are a few central indexes that operate more like county recorder indexes—which can pose a problem for UCC Filers. Even though the Debtor name is not required on UCC-3 filings, indexes like the D.C. central index, Louisiana central index and Georgia’s Clerk’s Cooperative Authority cannot link UCC-3s to their “parent” financing statements without the inclusion of the Debtor’s name. Though not required, failure to include a reference to the Debtor’s name can result in a hidden UCC-3, unable to be found by searching parties.